Refinancing your mortgage (transferring your loan to another bank) can bring significant financial benefits for your wallet!
Remember: If you have recently signed a mortgage contract with…
Is It Time to Move Your Mortgage? Banks Cut Rates After the Latest RPP Decision. Ranking December 2025
Mortgage Loan Refinancing Ranking December 2025. Fixed rate drops to 5.53%! See the best offers, check the profitability of refinancing, and download the PDF report.
Mortgage Loan Ranking December 2025: Fixed rate 5.48%”
Mortgage Loan Ranking December 2025. Fixed rate drops to 5.48%! See the best offers, check the profitability of refinancing, and download the PDF report.
April Update: 5‑Year Fixed Rates Touch 6.0 % — Fresh Savings Outlook for Expats in Poland
Good news travels fast — and this weeks brings a…
6,34% ! Big Drop in Mortgage Rates! Time to Cut Your Monthly Payment.
Hey there! It’s been a while since my last update,…
Creditworthiness in July 2024 – What is worth knowing?
Want to understand how your creditworthiness is shaping up in July 2024? We have analysed different income and family scenarios to help you better understand your financial capability. Find out why it’s important to look after your creditworthiness, how to improve it and your chances of getting a loan based on your circumstances. Contact us for a personalised analysis and optimal credit solutions tailored to your needs. Read our article and take the first step towards realising your dreams!
Creditworthiness – what to look out for and how to improve it?
Creditworthiness is a crucial factor when applying for a loan. Discover what banks and financial institutions look for when assessing your credit reliability. Read about the key factors influencing creditworthiness and learn proven methods to improve it. With our guide, you will better understand how the credit rating system works and what steps to take to enhance your chances of getting a loan on favorable terms.
How is the loan overpayment technically done?
Making loan overpayments is an effective way to reduce the total cost of a loan and shorten its repayment period. Learn how to technically make a loan overpayment. Understand the steps to ensure overpayments are properly processed, how they impact the principal balance, and the benefits of regular overpayments. Discover the technical details and tips that will help you better manage your loan.
Fixed rate mortgage ranking – June 2024
Considering the best fixed rate mortgage for your needs? Check out our ranking for June 2024! We analyze the latest offers from banks, considering key factors such as interest rates, additional costs, and repayment terms. Discover the top choices on the market to make an informed financial decision and secure your investments for the future.
Ranking of variable rate mortgages – June 2024
Considering a variable rate mortgage? Check out our ranking for June 2024! We’ve analyzed the latest offers from banks, considering key factors such as interest rates, additional costs, and repayment terms. Discover the top choices on the market to make an informed financial decision and find the most advantageous offer for you.
Credit system in the United States compared to Poland
How do the credit systems in the United States and Poland differ? Explore the key differences and similarities that affect creditworthiness, loan conditions, and credit ratings in both countries. Learn about the credit scoring systems, bank requirements, and the major factors impacting your credit reliability. This guide will help you better understand the differences between these markets and how to prepare for them.
Best personal accounts – ranking July 2024
The ranking of the best personal accounts for July 2024 is now available! The latest bank offers are analyzed in terms of fees, service availability, mobile app functionality, and additional benefits. An overview of the top choices on the market to make it easier to choose the account that best meets financial needs.
Best savings account – Ranking July 2024
The ranking of the best savings accounts for July 2024 is now available! The latest bank offers are analyzed in terms of interest rates, fees, service availability, and additional benefits. An overview of the top choices on the market to make it easier to choose the savings account that best meets financial needs.
Starting a business in Poland – guide for Expats
A new guide for expats interested in starting a business in Poland! Learn about the key steps in the business registration process, the available legal forms, and the regulations governing business operations in Poland. Practical advice and detailed instructions will help expats successfully establish and run their businesses in the Polish market.
Credits and loans for foreigners – guide for Expats
Thinking about getting a loan or credit in Poland as a foreigner? This guide is for you! Find out all you need to know about the types of loans available, the application process, and the requirements and regulations. Practical tips will help you easily and successfully secure financing from Polish banks.

EXCELLENT Based on 357 reviews Posted on Katarzyna PotaczekTrustindex verifies that the original source of the review is Google. Serdecznie polecam współpracę. Umowa została profesjonalnie przeanalizowana, wszystkie zapisy zostały wyjaśnione w sposób jasny i zrozumiały.Posted on Jorge NuricumboTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Harveo. They are professional, patient, and clear in every step, from the very beginning to each step of the process. They always took the time to explain every detail and were quick to answer. I highly recommend them to anyone looking for reliable and knowledgeable mortgage advisors.Posted on Efe Eymen YILMAZTrustindex verifies that the original source of the review is Google. We had a great experience working with this company! Seweryn supported us through the whole process — always helpful, responsive, and professional. Everything went smoothly and much faster than we expected. We’re very satisfied and definitely recommend their services! ⭐⭐⭐⭐⭐Posted on Nicolás WongTrustindex verifies that the original source of the review is Google. Excellent service. Our advisor Seweryn was always willing to help and support through the whole process.Posted on Darius MannTrustindex verifies that the original source of the review is Google. Hey, I had a discovery call with Jacob, during which he gave me an overview of my creditworthiness here in Poland. I'm a foreigner from Germany, self-employed, and I earn my income in Euro. For me, having someone like Jacob, who knows exactly which options I have to get a mortgage, was extremely valuable!Posted on Olga RogujskaTrustindex verifies that the original source of the review is Google. Bardzo polecam! Konsultacja z panem Jakubem przebiegła bardzo profesjonalnie – otrzymałam szczegółowe, a przy tym zrozumiałe wyjaśnienia wszystkich opcji. Pan Jakub był świetnie przygotowany, przedstawił zestawienie dostępnych ofert kredytów hipotecznych na rynku wraz z konkretnymi materiałami, co pozwoliło mi łatwo porównać warunki. Fachowe podejście, rzetelne informacje i duża życzliwość. Zdecydowanie warto skorzystać z pomocy Harveo Finance przy podejmowaniu tak ważnej decyzji finansowej.Posted on Paweł MędalskiTrustindex verifies that the original source of the review is Google. Pracowałem nad moim kredytem z panią Agnieszką. Przeprowadziła mnie suchą stopą przez cały proces kredytowy, bardzo merytorycznie odpowiadała na każde moje pytanie. Gorąco polecam!Posted on Olga Dziedzic-CieślaTrustindex verifies that the original source of the review is Google. Jesteśmy bardzo zadowoleni z profesjonalnego doradztwa kredytowego pana Seweryna. Cały proces przebiegł sprawnie i bezstresowo. Polecamy!Posted on Przemysław WaluśTrustindex verifies that the original source of the review is Google. Współpraca z Panią Agnieszką i Panem Jakubem to była czysta przyjemność. Wszystko jasno wytłumaczone, świetny kontakt i pełne wsparcie na każdym etapie załatwiania kredytu. Dzięki nim cały proces przebiegł sprawnie i bez stresu. Zdecydowanie polecam!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more




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