The role of the mortgage broker
At the beginning, it is worth noting that cooperation with a mortgage broker is free of charge.
Thanks to it you can save time and effort that you would have to spend on your own searching for loan offers and verifying their terms. A mortgage broker has knowledge of economics, which will allow you to understand the prevailing situation on the financial market in Poland and around the world. His knowledge will make you feel more confident and the whole credit process will be understandable to you.
One of the important tasks of a mortgage broker is also to help you fill out a credit application and provide the necessary documents. This will help you avoid mistakes and delays in the process of obtaining a mortgage.
It is worth noting that the mortgage broker has no influence on the decision of the bank or financial institution to grant a mortgage. His role is to help you find the best deal, but it is the bank that decides whether to grant the loan.
In Poland, mortgage brokers are supervised by the Financial Supervision Commission, which ensures that brokers operate in accordance with the law and adhere to ethical standards.
If you’re planning to take out a mortgage, it’s worth signing up for a free consultation, in which we will walk you through all the steps. We will help you get the best deal by providing expert knowledge. We will take care of your loan long-term, meaning that if a way to optimize the cost of your loan appears on the market we will keep you informed.
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