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+48 12 352 12 12 Kraków | Warszawa | Wrocław | Katowice | Gdańsk Pon. - Pt. 9:00 - 21:00

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16
Years of
Experience
8294
Serviced
Clients
798
Disbursed
Millions PLN
26
Banks
in Offer

Professionalism Reputation Transparency

We’ve built our reputation on a foundation of integrity and reliability, earning the trust of thousands of clients. our team consists of experienced experts with deep knowledge of the financial market. We focus on what matters most – long-term relationships and the financial security of our clients.
As a boutique advisory firm, we cultivate close relationships and a collaborative atmosphere where you feel comfortable and confident at every stage of the process.
Harveo Group Finance Real Estate Jacob Adam
Header Harveo

16 years of experience in mortgages

We provide personalised mortgage solutions based on a deep understanding of the market, macroeconomics, and the global economy, empowering you to make informed decisions and build a solid future. We closely monitor your mortgage, notifying you of any opportunity to reduce interest rates and payments.
We protect you from potential risks associated with the transaction itself as well as from any unfair banking practices.
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What Our Clients Say

Expectations exceeded by far. Harveo’s services are of top quality. Not only was I kept informed throughout the entire process, but Seweryn and Jacob were on top of things, provided detailed clarifications on all of my questions and went for the extra mile. Highly recommend Harveo’s services due to their result-oriented work ethic, professionalism with clients, and expertise in the industry.

-Diego Mendez

I have to admit I wasn’t sure about using a broker. The experience with Harveo team has been really surprising. Jakub and Seweryn were outstanding. On the top of my case, available to any questions and constantly thinking of my best interest.
Once the offer of mortgage was secured, they kept following until all the administration was completed ( which is for me – and pretty I’m not the only one – really challenging ).
I also appreciated having conversation not related to the mortgage, the team is really bright, friendly and really good at their job.
Well done! I will definitely use your service again (when time will be best! ) and I highly recommend Harveo service to anyone I know.

-Thomas Mathieu

I have to admit I wasn’t sure about using a broker. The experience with Harveo team has been really surprising. Jakub and Seweryn were outstanding. On the top of my case, available to any questions and constantly thinking of my best interest.
Once the offer of mortgage was secured, they kept following until all the administration was completed ( which is for me – and pretty I’m not the only one – really challenging ).
I also appreciated having conversation not related to the mortgage, the team is really bright, friendly and really good at their job.
Well done! I will definitely use your service again (when time will be best! ) and I highly recommend Harveo service to anyone I know.

-Adil Benhammou

I had the pleasure of working with Harveo as my mortgage advisor, and I can’t recommend their services enough!

From the moment I decided to purchase a flat, Seweryn Kobiela was by my side every step of the way. They made what could have been a complex and overwhelming process feel smooth and manageable.

Seweryn is not only highly knowledgeable but also incredibly patient. They took the time to thoroughly explain the mortgage options available to me, helping me make informed decisions. Their expertise and attention to detail ensured that I secured the best possible mortgage deal.

Throughout the entire process, Seweryn was readily available to answer my questions and address any concerns. Their professionalism and dedication to their clients are truly commendable.

Thanks to Seweryn’s guidance and expertise, I am now happily settled in my new flat, and I couldn’t have done it without them. If you’re in need of a financial advisor who goes above and beyond to assist you in achieving your homeownership goals, look no further.

-Michel Hjazeen

Save time, stress, and money

Harveo 11

We will assess your situation immediately

Our headquarters is located in the heart of Krakow, with teams also operating in branches in Warsaw, Wroclaw, Katowice, and Gdansk. With our flexible approach, we serve clients from all over Poland online, and in-person meetings are available by appointment.
Contact us by phone or chat, and we’ll prepare a personalised action plan tailored perfectly to your needs – completely free of charge.

Free Consultation and 0% Commission

Full Support During and After the Entire Process

TOP 1 Among Expats in Poland

0% for Early Repayment – Immediate

16 Years of Experience in Mortgages

We do work also 100% in English

Full Support Throughout the Entire Process

Our dedicated Team supports you at every stage of the process, ensuring a smooth and stress-free experience. From expert advice on key decisions to meticulous attention to every detail – we are fully committed to delivering services that go beyond your expectations.

We’re with you for the long term – throughout the entire life of your mortgage, we monitor the market and inform you of any opportunities to reduce interest rates and payments, ensuring you gain maximum benefits and financial peace of mind.

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Experience

Creditworthiness assessment

Creditworthiness Assessment

Analizujemy Twój profil finansowy, aby zapewnić Ci jasne zrozumienie Twojej zdolności kredytowej i poprowadzić Cię w kierunku lepszej kondycji finansowej.
Comparison of all 26 banks offers

Comparison and Matching of Offers from 26 Banks

Nasz zespół skrupulatnie ocenia i przedstawia dostosowane opcje, zapewniając korzystne rozwiązanie finansowe dostosowane do Twoich celów.
Educational meetings

Educational Meetings

Weź udział w spotkaniach edukacyjnych, które zapewnią Ci wiedzę potrzebną do podejmowania świadomych decyzji finansowych.
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Application Submitted to 2-3 Banks for Security

Nasz skuteczny proces pozwala zaoszczędzić czas i zwiększa szanse na uzyskanie najkorzystniejszych warunków.

Effectiveness

Assistance in completing forms

Assistance with Form Completion

Nasz zespół poprowadzi Cię przez każdy krok, zapewniając dokładność i wydajność procesu dokumentacji.
All paperwork in one place

All Formalities in One Place

Nasze zorganizowane podejście upraszcza proces dokumentacji, zapewniając bezproblemowe i wydajne doświadczenie.
Absolute minimum of docs on your side

Absolute Minimum Documentation

Wymagamy od Ciebie tylko niezbędnych dokumentów, upraszczając proces i oszczędzając cenny czas.
Security and legal care

Security and Legal Support

Możesz polegać na naszym zaangażowaniu w Twoje bezpieczeństwo. Nasi specjaliści dokładają wszelkich starań, aby chronić Twoje interesy i zapewnić Ci spokój podczas całej Twojej finansowej podróży.

Support

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Lifetime After-Sales Support

Skorzystaj z naszego stałego wsparcia posprzedażowego. Nasze zaangażowanie wykracza poza początkową transakcję, zapewniając stałą pomoc w przypadku jakichkolwiek pytań lub modyfikacji, aby zapewnić długoterminową satysfakcję finansową.
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Independence and Reputation

Wybierz partnera o silnej i stabilnej reputacji. Nasze zaangażowanie w udzielanie porad w sposób bezstronny pomaga zapewnić, że decyzje finansowe podejmowane są w najlepszym interesie klienta. Independence and reputation
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Top-Quality of Service

Ciesz się doskonałą obsługą ze strony naszego zaangażowanego zespołu. Dążymy do doskonałości w każdym aspekcie naszej działalności. Zapewniamy najwyższy poziom wiedzy i wsparcia finansowego.
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Excellent Atmosphere and Communication

Ciesz się wspaniałą atmosferą i otwartą komunikacją. Nasz zespół zapewnia współpracę i wsparcie, gdy wspólnie pracujemy nad osiągnięciem Twoich celów finansowych.
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