Exclusive Ecosystem for the Ambitious
Harveo is a strategic space for entrepreneurs and professionals – offering a comprehensive approach to growth and wealth management.
A Holistic Approach to Wealth
We strengthen financial independence through knowledge, experience, and precise planning. We navigate confidently through complex regulations, risks, and opportunities – supporting both personal and business finances.
Tailored, Strategic Solutions
We design secure and stable asset structures, always based on in-depth analysis and close collaboration with top-tier experts. Every decision is the result of strategy – never chance.
Trust as a Foundation
Discretion, transparency, and loyalty define our way of working. We build long-term relationships based on mutual respect and the highest standards of professionalism.
Meaningful Connections in Remarkable Settings
Intimate yacht cruises for entrepreneurs, leaders, and ambitious professionals. More than leisure – these are curated experiences where valuable conversations, authentic relationships, and refined comfort come together.
Respectfully,
Founder & CEO
Senior Financial & Real Estate Expert
- Financial Intelligence
- Asset Diversification
- Residency and Passports
- Mortgage Loan
- Interest % Rate Cut
- Life Insurance
- Real Estate Sale
- Real Estate Purchase
- Rent and Lease
- Boutique Sea Cruises
- Harmony & Safety
- Inspiring Connections
16 years of experience
Passion and Empathy
Behind Harveo Finance by Jacob Adam are real people – authentic, passionate, and full of energy – who understand that every financial decision is driven by dreams, emotions, and personal stories. For over 16 years, we’ve been helping our clients navigate the often stressful mortgage process in a safe, calm, and informed way.
Boutique Approach and Partnership
We are not just another advisory firm. We are your partner – guiding you every step of the way, from your first questions, through choosing the best solution from the offers of 26 partner banks, to ongoing support even after you’ve purchased your dream property. Our services are free – we are compensated by the banks, so your dreams don’t cost you anything extra.
Nationwide Reach
We operate throughout Poland – from Kraków, through Warsaw, Wrocław, Katowice, to Gdańsk. We assist both Polish citizens and expats who have found their home in our country.
Jakub Adam Pajak
Karolina Stec
Agnieszka Sitnik
Seweryn Kobiela
Justyna Karaś
What our Clients say
-Diego Mendez
Once the offer of mortgage was secured, they kept following until all the administration was completed ( which is for me – and pretty I’m not the only one – really challenging ).
I also appreciated having conversation not related to the mortgage, the team is really bright, friendly and really good at their job.
Well done! I will definitely use your service again (when time will be best! ) and I highly recommend Harveo service to anyone I know.
-Thomas Mathieu
Once the offer of mortgage was secured, they kept following until all the administration was completed ( which is for me – and pretty I’m not the only one – really challenging ).
I also appreciated having conversation not related to the mortgage, the team is really bright, friendly and really good at their job.
Well done! I will definitely use your service again (when time will be best! ) and I highly recommend Harveo service to anyone I know.
-Adil Benhammou
From the moment I decided to purchase a flat, Seweryn Kobiela was by my side every step of the way. They made what could have been a complex and overwhelming process feel smooth and manageable.
Seweryn is not only highly knowledgeable but also incredibly patient. They took the time to thoroughly explain the mortgage options available to me, helping me make informed decisions. Their expertise and attention to detail ensured that I secured the best possible mortgage deal.
Throughout the entire process, Seweryn was readily available to answer my questions and address any concerns. Their professionalism and dedication to their clients are truly commendable.
Thanks to Seweryn’s guidance and expertise, I am now happily settled in my new flat, and I couldn’t have done it without them. If you’re in need of a financial advisor who goes above and beyond to assist you in achieving your homeownership goals, look no further.