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Cash loans

Credit type

A cash loan is a type of loan that is granted by a bank for a certain period of time and a certain amount. It is a popular form of loan that can be granted for any purpose, such as buying a car, renovating an apartment, taking a vacation or paying off other obligations. An important aspect is that the bank does not require collateral. It is the fastest type of obtaining financing.


Credit application procedure

The process of obtaining a cash loan is quite simple. First, you should compare several offers to choose the one that will be the most favorable. Then apply for a cash loan, which will include information about income, expenses and liabilities. The bank will conduct a creditworthiness analysis and decide whether to grant or deny the loan.
The waiting time for the bank’s decision on a cash loan depends on the bank and can range from a few hours to several business days. Once the loan is granted, the bank disburses the entire amount to the account, and the borrower undertakes to make regular installment payments on specified dates.


A cash loan is a popular form of borrowing that allows you to obtain additional financing for any purpose. The process of obtaining a cash loan is simple and, as a rule, very fast. Remember that before signing the contract, you should carefully read the terms of the loan and the costs associated with its repayment. If you have any questions about cash loans or other financial products, write to us. We will be happy to help you!

Harveo 11
Harveo 2
Zrzut ekranu 2022-09-23 o 13.58.38
Harveo 8
Harveo 7
Harveo 5

We invite you to our branches

Our offices are located in class A office buildings in the center of Warsaw, Krakow, Katowice and Gdansk. If you want to bring the kids, they are sure to find activities for themselves. Pool table, rooms with X-box consoles and many other attractions.

We are based on leading-edge technologies

Loan calculator, overpayment calculator, rangking of current offers, daily updates of the knowledge bank with the latest regulations, dedicated customer platform and many other facilities make us focus 100% on serving you professionally, delivering the highest quality at the same time having time for ralation and great atmosphere.

Years of
Banks in

What do you get?

Educational meeting

We start with meetings or video conversations to make sure that you gain all the necessary knowledge and get answers to your questions. Our priority is to make you fully aware of all the offers available on the market, the basic principles of economics, banking mechanisms, your rights and the provisions of the loan agreement.

Creditworthiness assessment

The most important step that determines your further decisions. During the meeting we will calculate your creditworthiness in individual banks, point out risks and potential weak points of the transaction that you may encounter during the loan application process. Thanks to this, being fully aware and prepared, you increase your chances for a positive decision.

Matching the best offer

For each client we develop an individual concept and strategies with a detailed plan and checklist. Let us find for you the most attractive offers and adjust them to your needs, expectations and financial possibilities.

Care from A to Z during the entire process

We support the client by leading “by the hand” step by step through the entire loan process. From the first phone call, meetings and conversations, filling out all the documents, paperwork, all the way to signing the loan agreement in the bank and closing the process completely.  With us you are never left without support and care.

Assistance in completing necessary documents

The average mortgage application for one bank contains dozens of pages of different types of documents, which makes the preparation process very complex and difficult, especially for an inexperienced person. We will help you efficiently collect the necessary documents and we will submit the application for you in any bank of your choice.

All the paperwork in one place

It is convenient and time-saving to submit applications to several selected banks during one meeting in our office. In the chosen bank you will appear only at the signing of the contract, at the very end of the whole process.

Legal assistance and security

Our greatest emphasis is a thorough understanding of the entire loan process and your safety. You will be fully aware and knowledgeable of the real estate terms and loan agreements before making any decision. In addition, we work with legal advisors and notaries so you can seek information or seek their legal advice.

21 banks in the offer

Save time and money by taking advantage of our 14 years of experience. We’ll find and match you with the best financial products available, personalizing the offer to your needs – all in one place over a delicious cup of coffee. We work independently with over 35 banks and financial institutions in total.

Assistance in finding a property

We also help you find your dream property by working with the largest developers and best real estate agencies on the market. In many cases, we also help in negotiating the final price and the terms of the agreement, such as the schedule of payments of subsequent tranches.

We are part of Harveo Group

Worldwide range of operations

We serve Customers Worldwide via video meetings and in offices:

  • Cracow
  • Warsaw
  • Gdansk
  • Katowice
  • Wroclaw