BIK report – the most important information
The BIK, or Credit Information Bureau (Biuro Informacji Kredytowej), is a registry containing historical data on loan customers. The BIK…
What is a real estate appraisal? Is it essential?
If you plan to take out a mortgage, a property appraisal is an essential part of the process of obtaining…
Beneficial changes for borrowers starting 17/09/2022. Some people will receive a refund of the fees collected from banks.
Borrowers, in connection with the signing of a mortgage contract, incur the basic costs of the loan, consisting of the…
Mortgage without own contribution. Poland’s largest bank Pekao BP has joined the program as of Sept. 1.
“Kredyt bez wkładu własnego” (no down payment mortgage) has been launched in Poland since May 2022, but quite a number…
The credit vacation comes to life! The Law on Borrower Assistance has been signed by the President today.
The President signed the Law on Community Financing for Economic Ventures and Borrower Assistance. It allows the use of so-called…
Changes concerning entries in land and mortgage registers are coming. Will it be cheaper and faster?
Soon there will be a big change for the borrowers concerning the entry in the land and mortgage register. Until…
3M WIBOR FROM TODAY = 0.28%
There has been an unprecedented situation in the banking world. We have got WIBOR (Warsaw Interbank Offered Rate) – the…
The Monetary Policy Council reduced interest rates to practically zero
Information after the meeting of the Monetary Policy Councilon May 28, 2020 The Council decided to lower the NBP reference…
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