Refinancing your mortgage (transferring your loan to another bank) can bring significant financial benefits for your wallet!
Remember: If you have recently signed a mortgage contract with a fixed interest rate for 5 years, refinancing will help…
Stability at the Forefront: the Monetary Policy Council kept Interest Rates in Poland with expectations for new inflation trends🔎
💰In the latest development in the Polish financial market, the Monetary Policy Council (MPC) has kept the key interest rates…
Mortgage Vacation (Wakacje Kredytowe) 2024: Government Adopts Draft Law!
Credit Vacation 2024: Government Passes Project Law Extending Protection for Borrowers and Makes Changes to Borrower Support Fund 🏦📜 💡In…
Brief for Expats in Poland for the upcoming #10 week
In the upcoming week, the world’s attention will be focused on the statements of leaders from institutions such as the…
The government has approved a draft of a legislation on the “2% Safe Credit program”
On Tuesday, March 14, the government has approved a draft of a legislation on the 2% Safe Credit program. The…
What is a credit score and how does it affect the decision to grant a mortgage?
Credit score is a method that estimates the risk of extending credit to a given customer. Scoring uses a variety…
Mortgage – the most important information
What is a mortgage loan? A mortgage is a type of loan that a bank provides for the purchase or…
A reduction of the buffer in the creditworthiness assessment
More banks are deciding to reduce the buffer when examining creditworthiness. This is good news for customers applying for a…
Mortgage overpayment (part ⅓)
Buying your own apartment is a dream come true for many people. However, in order to realize it, it is…
Mortgage refinancing
Mortgage refinancing is a process in which a borrowers takes out a new loan to pay off the one they…
The role of the mortgage broker
At the beginning, it is worth noting that cooperation with a mortgage broker is free of charge. Thanks to it…
What factors affect the value of real estate?
Real estate is an investment that usually increases in value over time. However, the value of real estate can change…
The process of buying real estate in Poland
Buying a property is one of the most important and biggest financial decisions you will make in your life. In…
How does inflation affect the mortgage market?
Inflation is an increase in the overall price level in the economy. It is a phenomenon that affects many aspects…
What is a real estate appraisal? Is it essential?
If you plan to take out a mortgage, a property appraisal is an essential part of the process of obtaining…
