Authorization
Enter the 4-digit access code from your expert to unlock the Private Client Zone.
Private Client Zone
An intuitive dashboard designed to guide you step-by-step through your entire mortgage process.
Bookmark this page for quick access.
Consultation Room
Click to connect instantly with your expert on Google Meet
Harveo Cloud
Encrypted portal to securely submit your required files
Rules of Cooperation
Detailed operational and legal framework. Learn about our scope of duties and service terms.
Read cooperation rulesConcept Form
Download and fill out the strategic PDF necessary to structure your optimized financing plan.
☁️ Harveo Cloud panel at the top.
Documents & Checklist
Launch the interactive generator to instantly review the formal checklist and documents required for your case.
Generate ChecklistProcess Timeline
Clear workflow roadmap detailing bank processing and underwriting steps on a timeline. Track your status.
View TimelineKnowledge Base & FAQ
A comprehensive repository addressing standard technical, criteria-related, and underwriting queries.
Open CompendiumDisbursement Guide
Your ultimate list of tasks post-approval: signing loan contracts, closing notary acts, and releasing mortgage funds.
View GuidelinesCalculators & Financial Indicators
Mortgage Calculator
Simulate monthly installments based on current real-world parameters across commercial banking offers.
Calculate InstallmentRefinancing Calculator
Review your debt transfer options. Evaluate if switching lenders lowers your margin and baseline financing costs.
Check SavingsOverpayment Calculator
Manage financial surpluses and plot prepayment goals to drastically shorten your loan contract term.
Plan OverpaymentsOfficial BIK Report
Secure your scored banking record in Poland to check for database discrepancies ahead of formal file submission.
Download BIK ReportWIBOR & Macro Indices
External data feeds tracking live commercial WIBOR benchmarks alongside general sovereign macroeconomic stats.
Real Estate Market Tools
Land Registry Portal
The official Ministry of Justice directory. Remotely inspect legal states, claims, encumbrances and title history.
Open Land RegistryProperty Search Engines
Integrated fast links to the premier databases for real estate deals across primary and secondary sectors.
Market Valuation Data
Access third-party valuation metrics on Deweloperuch.pl to check neighborhood data and true transactional pricing spikes.
Check Market Prices