Refinancing your mortgage (transferring your loan to another bank) can bring significant financial benefits for your wallet!
Remember: If you have recently signed a mortgage contract with a fixed interest rate for 5 years, refinancing will help…
Creditworthiness – what to look out for and how to improve it?
Creditworthiness is a crucial factor when applying for a loan. Discover what banks and financial institutions look for when assessing your credit reliability. Read about the key factors influencing creditworthiness and learn proven methods to improve it. With our guide, you will better understand how the credit rating system works and what steps to take to enhance your chances of getting a loan on favorable terms.
Mortgage for foreigners in Poland – complete guide
Thinking about buying property in Poland as a foreigner? Learn how to obtain a mortgage, what the requirements are, and…
Wakacje kredytowe 2024 – president Andrzej Duda signs the bill
President Andrzej Duda signed an amendment extending mortgage payment holidays into 2024 – announced the president’s office on Monday. As…
April 2024 mortgage holidays – essential information for borrowers
In the face of persistently high interest rates, the 2024 credit holiday program is a key support element for mortgage…
“Mieszkanie na Start 2024: Your Comprehensive Guide to the New Residential Support Program
As we enter 2024, Poland’s housing sector is set to undergo considerable changes, with the introduction of the government’s innovative…
The government has approved a draft of a legislation on the “2% Safe Credit program”
On Tuesday, March 14, the government has approved a draft of a legislation on the 2% Safe Credit program. The…
How does inflation affect the mortgage market?
Inflation is an increase in the overall price level in the economy. It is a phenomenon that affects many aspects…
Can an expat take out a loan for an apartment in Poland?
Poland has been drawing more and more foreigners to Poland for some time now. Just as Poles are emigrating to…
Beneficial changes for borrowers starting 17/09/2022. Some people will receive a refund of the fees collected from banks.
Borrowers, in connection with the signing of a mortgage contract, incur the basic costs of the loan, consisting of the…
Mortgage without own contribution. Poland’s largest bank Pekao BP has joined the program as of Sept. 1.
“Kredyt bez wkładu własnego” (no down payment mortgage) has been launched in Poland since May 2022, but quite a number…
