Refinancing your mortgage (transferring your loan to another bank) can bring significant financial benefits for your wallet!
Remember: If you have recently signed a mortgage contract with a fixed interest rate for 5 years, refinancing will help…
Creditworthiness in July 2024 – What is worth knowing?
Want to understand how your creditworthiness is shaping up in July 2024? We have analysed different income and family scenarios to help you better understand your financial capability. Find out why it’s important to look after your creditworthiness, how to improve it and your chances of getting a loan based on your circumstances. Contact us for a personalised analysis and optimal credit solutions tailored to your needs. Read our article and take the first step towards realising your dreams!
Creditworthiness – what to look out for and how to improve it?
Creditworthiness is a crucial factor when applying for a loan. Discover what banks and financial institutions look for when assessing your credit reliability. Read about the key factors influencing creditworthiness and learn proven methods to improve it. With our guide, you will better understand how the credit rating system works and what steps to take to enhance your chances of getting a loan on favorable terms.
Credit system in the United States compared to Poland
How do the credit systems in the United States and Poland differ? Explore the key differences and similarities that affect creditworthiness, loan conditions, and credit ratings in both countries. Learn about the credit scoring systems, bank requirements, and the major factors impacting your credit reliability. This guide will help you better understand the differences between these markets and how to prepare for them.
Mortgage for foreigners in Poland – complete guide
Thinking about buying property in Poland as a foreigner? Learn how to obtain a mortgage, what the requirements are, and…
Wakacje kredytowe 2024 – president Andrzej Duda signs the bill
President Andrzej Duda signed an amendment extending mortgage payment holidays into 2024 – announced the president’s office on Monday. As…
April 2024 mortgage holidays – essential information for borrowers
In the face of persistently high interest rates, the 2024 credit holiday program is a key support element for mortgage…
“Mieszkanie na Start 2024: Your Comprehensive Guide to the New Residential Support Program
As we enter 2024, Poland’s housing sector is set to undergo considerable changes, with the introduction of the government’s innovative…
ECB Maintains Interest Rates, While Simultaneously Lowering Inflation Forecasts 📉
💡The Governing Council of the European Central Bank (ECB) has decided to maintain the status quo in terms of interest…
Stability at the Forefront: the Monetary Policy Council kept Interest Rates in Poland with expectations for new inflation trends🔎
💰In the latest development in the Polish financial market, the Monetary Policy Council (MPC) has kept the key interest rates…
Mortgage Vacation (Wakacje Kredytowe) 2024: Government Adopts Draft Law!
Credit Vacation 2024: Government Passes Project Law Extending Protection for Borrowers and Makes Changes to Borrower Support Fund 🏦📜 💡In…
The government has approved a draft of a legislation on the “2% Safe Credit program”
On Tuesday, March 14, the government has approved a draft of a legislation on the 2% Safe Credit program. The…
What is a credit score and how does it affect the decision to grant a mortgage?
Credit score is a method that estimates the risk of extending credit to a given customer. Scoring uses a variety…
The importance of a mortgage expert in the mortgage application process
A mortgage expert is a person who guides us through the entire process involved in selecting offers and getting a…
The role of the mortgage broker
At the beginning, it is worth noting that cooperation with a mortgage broker is free of charge. Thanks to it…
