Refinancing your mortgage (transferring your loan to another bank) can bring significant financial benefits for your wallet!
Remember: If you have recently signed a mortgage contract with a fixed interest rate for 5 years, refinancing will help…
Creditworthiness in July 2024 – What is worth knowing?
Want to understand how your creditworthiness is shaping up in July 2024? We have analysed different income and family scenarios to help you better understand your financial capability. Find out why it’s important to look after your creditworthiness, how to improve it and your chances of getting a loan based on your circumstances. Contact us for a personalised analysis and optimal credit solutions tailored to your needs. Read our article and take the first step towards realising your dreams!
Creditworthiness – what to look out for and how to improve it?
Creditworthiness is a crucial factor when applying for a loan. Discover what banks and financial institutions look for when assessing your credit reliability. Read about the key factors influencing creditworthiness and learn proven methods to improve it. With our guide, you will better understand how the credit rating system works and what steps to take to enhance your chances of getting a loan on favorable terms.
How is the loan overpayment technically done?
Making loan overpayments is an effective way to reduce the total cost of a loan and shorten its repayment period. Learn how to technically make a loan overpayment. Understand the steps to ensure overpayments are properly processed, how they impact the principal balance, and the benefits of regular overpayments. Discover the technical details and tips that will help you better manage your loan.
All you need to know about ‘Mieszkanie na Start – the complete guide
The Government Legislation Centre today 08.04.2024, presented a bill that introduces a new real estate financing scheme entitled ‘Mieszkanie na…
April 2024 mortgage holidays – essential information for borrowers
In the face of persistently high interest rates, the 2024 credit holiday program is a key support element for mortgage…
“Mieszkanie na Start 2024: Your Comprehensive Guide to the New Residential Support Program
As we enter 2024, Poland’s housing sector is set to undergo considerable changes, with the introduction of the government’s innovative…
ECB Maintains Interest Rates, While Simultaneously Lowering Inflation Forecasts 📉
💡The Governing Council of the European Central Bank (ECB) has decided to maintain the status quo in terms of interest…
Stability at the Forefront: the Monetary Policy Council kept Interest Rates in Poland with expectations for new inflation trends🔎
💰In the latest development in the Polish financial market, the Monetary Policy Council (MPC) has kept the key interest rates…
Mortgage Vacation (Wakacje Kredytowe) 2024: Government Adopts Draft Law!
Credit Vacation 2024: Government Passes Project Law Extending Protection for Borrowers and Makes Changes to Borrower Support Fund 🏦📜 💡In…
Brief for Expats in Poland for the upcoming #10 week
In the upcoming week, the world’s attention will be focused on the statements of leaders from institutions such as the…
The government has approved a draft of a legislation on the “2% Safe Credit program”
On Tuesday, March 14, the government has approved a draft of a legislation on the 2% Safe Credit program. The…
What is a credit score and how does it affect the decision to grant a mortgage?
Credit score is a method that estimates the risk of extending credit to a given customer. Scoring uses a variety…
Creditworthiness – what is it and how can it be improved?
Creditworthiness is a set of factors that banks analyze when granting a loan. Such analysis is done on the basis…
The importance of a mortgage expert in the mortgage application process
A mortgage expert is a person who guides us through the entire process involved in selecting offers and getting a…
