Creditworthiness – what to look out for and how to improve it?
Creditworthiness is a crucial factor when applying for a loan. Discover what banks and financial institutions look for when assessing your credit reliability. Read about the key factors influencing creditworthiness and learn proven methods to improve it. With our guide, you will better understand how the credit rating system works and what steps to take to enhance your chances of getting a loan on favorable terms.
Credit system in the United States compared to Poland
How do the credit systems in the United States and Poland differ? Explore the key differences and similarities that affect creditworthiness, loan conditions, and credit ratings in both countries. Learn about the credit scoring systems, bank requirements, and the major factors impacting your credit reliability. This guide will help you better understand the differences between these markets and how to prepare for them.
Wakacje kredytowe 2024 – president Andrzej Duda signs the bill
President Andrzej Duda signed an amendment extending mortgage payment holidays into 2024 – announced the president’s office on Monday. As…
Key market events of the week: From Buffett to Glapiński
Financial markets come to life, bringing a rich week full of important macroeconomic readings and quarterly reports from Poland and…
April 2024 mortgage holidays – essential information for borrowers
In the face of persistently high interest rates, the 2024 credit holiday program is a key support element for mortgage…
The government has approved a draft of a legislation on the “2% Safe Credit program”
On Tuesday, March 14, the government has approved a draft of a legislation on the 2% Safe Credit program. The…
The importance of a mortgage expert in the mortgage application process
A mortgage expert is a person who guides us through the entire process involved in selecting offers and getting a…
The role of the mortgage broker
At the beginning, it is worth noting that cooperation with a mortgage broker is free of charge. Thanks to it…
How does inflation affect the mortgage market?
Inflation is an increase in the overall price level in the economy. It is a phenomenon that affects many aspects…
Beneficial changes for borrowers starting 17/09/2022. Some people will receive a refund of the fees collected from banks.
Borrowers, in connection with the signing of a mortgage contract, incur the basic costs of the loan, consisting of the…
Mortgage without own contribution. Poland’s largest bank Pekao BP has joined the program as of Sept. 1.
“Kredyt bez wkładu własnego” (no down payment mortgage) has been launched in Poland since May 2022, but quite a number…
